Terms and Conditions
Last updated: [Insert Date]. Please read these Terms and Conditions ("Terms") carefully before using the Fundsmart AI website and services. This is a general draft template and should be reviewed by qualified legal counsel before publication to ensure compliance with applicable laws in your jurisdiction.
1. Acceptance of Terms
By accessing or using the Fundsmart AI website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Services. These Terms apply to all visitors, users, and others who access or use the Services.
2. Description of Services
Fundsmart AI provides data-driven analytical tools and predictive intelligence intended to support investment-related decision-making. The Services are informational in nature and do not constitute financial, investment, tax, or legal advice. Fundsmart AI does not manage funds, execute trades, or act as a broker, dealer, or investment adviser on behalf of any user.
3. No Investment Advice
All content, data outputs, models, and materials provided through the Services are for general informational purposes only. Nothing on the platform should be construed as a recommendation, solicitation, or offer to buy or sell any security, asset, or financial instrument. You are solely responsible for evaluating the merits and risks associated with any decision you make based on information obtained through the Services, and you should consult independent professional advisers before acting on any such information.
4. Eligibility and Account Registration
To access certain features of the Services, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account. You represent that you are of legal age and have the capacity to enter into a binding agreement under these Terms.
5. Acceptable Use
You agree not to misuse the Services. This includes, without limitation, refraining from: attempting unauthorized access to any part of the platform; reverse-engineering, decompiling, or scraping proprietary data or models; interfering with the normal operation of the Services; using the Services for unlawful purposes; or reproducing, redistributing, or reselling any output derived from the Services without prior written consent from Fundsmart AI.
6. Intellectual Property
All content, software, methodologies, trademarks, logos, and materials associated with the Services are the property of Fundsmart AI or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works from any part of the Services without prior written authorization.
7. Fees and Payment
Certain features of the Services may be offered on a paid subscription or fee basis. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the point of purchase. All fees are exclusive of applicable taxes unless stated otherwise. Fundsmart AI reserves the right to modify pricing with reasonable prior notice to existing subscribers.
8. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Fundsmart AI does not warrant that the Services will be uninterrupted, error-free, or that any predictive output will be accurate or reliable. Financial markets involve inherent risk, and past performance or historical data referenced within the Services is not indicative of future results.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Fundsmart AI, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising under these Terms shall not exceed the amount paid by you, if any, for access to the Services in the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify and hold harmless Fundsmart AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, your violation of these Terms, or your violation of any rights of a third party.
11. Third-Party Links and Services
The Services may contain links to third-party websites, data sources, or tools that are not owned or controlled by Fundsmart AI. We assume no responsibility for the content, accuracy, or practices of any third-party services and encourage you to review their respective terms and privacy policies.
12. Termination
Fundsmart AI reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or Fundsmart AI's business interests. You may terminate your account at any time by discontinuing use of the Services and, where applicable, following the account closure process described within the platform.
13. Changes to the Terms
We may revise these Terms from time to time. Material changes will be communicated through the Services or via other reasonable means. Continued use of the Services after changes take effect constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Fundsmart AI is established, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable mandatory law.
15. Contact
If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.